Pre-Qualification

Why Get Pre-Qualified?

Many home buyers think that getting pre-qualified is not a necessary step in purchasing a house. On the contrary, it is a very important step - reasons for which are explained below.

  • Getting pre-qualified for a mortgage ensures you, your realtor, and the sellers of potential properties that you are able to obtain mortgage financing.
  • It sets a financial road map for you, so you know what you can comfortably afford and what price points of homes you should target.
  • It sets you up for success in obtaining mortgage financing by providing you with reasonable expectations before you begin your home search.
  • Getting pre-qualified entails providing your financial information to a loan officer, authorizing them to run your credit report and review your situation and home-buying goals. It gives you the opportunity to discuss all of your options up front, ask any questions you may have, and get informed on the mortgage process. ‍
Buying a home is a huge commitment, one you should be educated about, and getting pre-qualified should be your first step to home ownership!‍   

Get Pre-Qualified Today

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(860) 736-2747
37 W. Center Street, Suite 208, Factory Square, Southington, CT. 06489